Lucroneum

Terms of Service

Last Updated: April 2026

1. Agreement to Terms

These Terms of Service ("Terms") are a binding agreement between you and 27 Holdings LLC, doing business as Lucroneum ("Lucroneum," "we," "us," or "our"), and govern your access to and use of our website, platform, and related services.

By accessing or using the services, you agree to be bound by these Terms. If you are using the services on behalf of a company, organization, or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms, and "you" refers to that entity.

If you do not agree to these Terms, do not access or use the services.

2. Description of Services

Lucroneum provides business payments, payout, and settlement infrastructure, including services that may use stablecoin-based rails and third-party financial, compliance, onboarding, wallet, banking, or payment providers.

The services are offered for business and commercial use only and are not intended for personal, family, or household use.

We may modify, suspend, or discontinue any part of the services at any time, with or without notice, to the extent permitted by law.

3. Eligibility and Business Use

You may use the services only if:

  • you are legally able to enter into these Terms;
  • you are using the services for a lawful business purpose;
  • all information you provide to us is accurate, complete, and kept up to date; and
  • you are authorized to act on behalf of the business or organization using the services.

We may refuse access to or use of the services in our discretion where necessary for security, legal, compliance, operational, onboarding, or risk reasons.

4. Accounts and Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must promptly notify us if you become aware of any unauthorized access to, or use of, your account or the services.

We may require identity, business, compliance, or security verification before permitting access to some or all features.

5. Compliance, Screening, and Restricted Use

You may not use the services:

  • for any unlawful, fraudulent, deceptive, abusive, or prohibited activity;
  • in violation of applicable laws, rules, regulations, sanctions, embargoes, anti-money laundering requirements, anti-bribery laws, or export controls;
  • to transact with or on behalf of any person, entity, wallet, jurisdiction, or destination prohibited by applicable law or sanctions programs;
  • to interfere with, probe, disrupt, or gain unauthorized access to the platform or related infrastructure.

You acknowledge that we and our service providers may conduct onboarding, verification, sanctions screening, fraud checks, transaction monitoring, and related compliance reviews. We may block, reject, delay, pause, review, reverse where applicable, or refuse transactions or access where we believe it is necessary for compliance, security, legal, operational, or risk reasons.

6. Third-Party Providers

Certain parts of the services rely on third-party providers, including providers involved in onboarding, verification, compliance, wallets, payment processing, funding, settlement, or payouts.

Your use of certain features may depend on the availability, approvals, policies, and decisions of those third-party providers. We do not control third-party systems and are not responsible for outages, delays, errors, interruptions, or decisions caused by third-party providers, except as required by law.

We may share information with such providers as necessary to provide the services, satisfy legal or compliance obligations, and protect the platform.

7. Transactions and Instructions

You are responsible for the accuracy and completeness of transaction instructions, recipient details, and related information you submit through the services.

You authorize us and our service providers to act on instructions submitted through your account, subject to our rights to reject, delay, review, or suspend transactions.

Transaction processing times are estimates only unless expressly stated otherwise. We do not guarantee that any transaction will be completed within a particular time.

8. Fees

You agree to pay all fees, charges, and other amounts applicable to your use of the services, as disclosed to you in the platform, an order form, pricing schedule, or other written agreement.

Unless otherwise stated, fees are non-refundable.

We may change fees prospectively by updating pricing, the platform, or other written notice, to the extent permitted by law and any separate commercial agreement.

9. Acceptable Use and Platform Restrictions

You may not:

  • copy, modify, reverse engineer, decompile, or attempt to derive source code from the services except where prohibited by law;
  • use the services to build a competing service or product;
  • interfere with platform availability, security, or integrity;
  • bypass or attempt to bypass usage, security, compliance, or account limitations;
  • upload or transmit malicious code, harmful content, or unauthorized data.

10. Suspension and Termination

We may suspend, restrict, or terminate your access to the services, in whole or in part, immediately and without prior notice where reasonably necessary for:

  • legal or regulatory compliance;
  • sanctions, AML, fraud, or risk concerns;
  • security incidents or suspected unauthorized use;
  • violation of these Terms;
  • false, misleading, or incomplete onboarding or account information;
  • operational protection of the platform, our users, or our providers.

You may stop using the services at any time. Sections that by their nature should survive termination will survive, including those relating to fees, disclaimers, limitations of liability, indemnification, governing law, dispute resolution, and any accrued rights.

11. Intellectual Property

The services, including software, content, trademarks, logos, designs, and other materials made available by us, are owned by us or our licensors and are protected by applicable intellectual property laws.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the services for your internal business use.

12. No Financial, Legal, Tax, or Investment Advice

The services and any related materials or communications are provided for operational and informational purposes only and do not constitute legal, tax, accounting, investment, or other professional advice.

You are solely responsible for obtaining independent professional advice appropriate to your business and use of the services.

13. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUCRONEUM DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

WE DO NOT WARRANT THAT:

  • THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE;
  • ANY TRANSACTION, PAYOUT, FUNDING EVENT, OR SETTLEMENT WILL ALWAYS BE COMPLETED, ACCEPTED, OR AVAILABLE;
  • THE SERVICES WILL BE AVAILABLE IN ALL JURISDICTIONS OR FOR ALL USE CASES; OR
  • ANY THIRD-PARTY PROVIDER WILL CONTINUE TO SUPPORT ANY FEATURE OR TRANSACTION FLOW.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

LUCRONEUM AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF LUCRONEUM FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

  • THE AMOUNTS PAID BY YOU TO LUCRONEUM FOR THE SERVICES IN THE THREE (3) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR
  • USD $500.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

15. Indemnification

You agree to defend, indemnify, and hold harmless Lucroneum and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to:

  • your use of the services;
  • your violation of these Terms;
  • your violation of applicable law or regulation;
  • your content, data, instructions, recipients, or transactions; or
  • your violation of the rights of any third party.

16. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of laws principles, except to the extent superseded by applicable federal law.

17. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the services will be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction and venue of those courts.

18. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on the website or platform with an updated "Last Updated" date. By continuing to use the services after the updated Terms become effective, you agree to the revised Terms.

19. Contact Information

27 Holdings LLC

Email: Support@Lucroneum.com

Address: 2221 NE 164th Street, Miami, Florida

    Terms of Service | Lucroneum